WHY THIS MATTERS
Mortgage Approval Isn’t Just About Your Credit Score
Most people apply too early because they only look at their credit score.
But lenders review your full credit profile — including payment history, utilization, collections, inquiries, and overall risk.
Know What Lenders Actually See
Understand what’s really on your credit profile — beyond just your score — including risk factors that can impact your approval.
Fix Issues Before You Apply
Identify utilization issues, collections, and approval blockers early so you can fix what lenders see before it costs you an approval.
Enroll in 3-Bureau Credit Repair and Get a FREE Mortgage Readiness Audit
Limited May offer — audit included at no additional cost.
Choose the level of support that fits your timeline and approval goals.
Standard Enrollment
$297
Includes:
✔ FREE Mortgage Readiness Audit (Limited May Offer)
✔ 3-Bureau Credit Repair
✔ Full Credit Profile Review
✔ Dispute Strategy
✔ 3 Rounds of Disputes
✔ Monthly Progress Tracking
✔ Basic Approval Blocker Review
✔ One-time payment. No monthly commitment.
Fast Track Upgrade
Most Popular
$497
Faster results with priority handling and strategic review
Includes:
✔ Everything in Standard
✔ Priority File Review
✔ Priority Dispute Handling
✔ Faster Processing Strategy
✔ Weekly Progress Updates
✔ Enhanced Approval Strategy
✔ One-time payment. No monthly commitment.
VIP Mortgage Prep
Premium Approval Prep
$1,497
Complete mortgage preparation with advanced reporting and funding-level approval review
✔ Everything in Fast Track
✔ Advanced Credit Tactics
✔ Mortgage Readiness Audit
✔ LexisNexis Review
✔ ChexSystems Review
✔ SageStream Review
✔ Early Warning Services Review
✔ Banking & Funding Approval Review
✔ VIP Priority Support
✔ Home Buying Prep Roadmap
✔ One-time payment. No monthly commitment.
Not sure where to start? Begin with Standard and upgrade anytime.
Not Ready to Enroll Yet?
Get the Mortgage Prep Checklist
See exactly what lenders look for and what to fix before you apply.
Lender
Requirements
What to
Review
Common
Red Flags
Steps to
Improve
Mortgage Prep May Ends Soon
Prepare before you apply. The FREE Mortgage Readiness Audit is only available through May.
STILL NOT SURE?
Frequently Asked Questions
Is this only for people buying a home right now?
No. This is also for people who want to prepare months in advance so they can apply with a stronger credit profile.
Do I need credit monitoring?
Yes. Active credit monitoring is required so we can properly review, track, and update your credit profile throughout the process.
What does the Mortgage Readiness Audit include?
It includes a review of your credit profile, utilization, lender red flags, and approval blockers that may impact your mortgage application.
Is the $297 a monthly payment?
No. This is a one-time payment for the Mortgage Prep May campaign.
What is the difference between $297, $497, and VIP?
$297 is standard enrollment. $497 includes priority processing and enhanced strategy. VIP includes deeper credit analysis, secondary reporting reviews, and full approval preparation.
Can this guarantee mortgage approval?
No. No credit repair service can guarantee approval, deletions, or score increases. Results depend on your individual credit profile.
What happens after I pay?
You’ll receive onboarding instructions, credit monitoring setup steps, document upload guidance, and next steps to begin your process.